Steve Afra is a nationally recognized real estate finance expert, private lender, and investor with over 30 years of experience and more than $10 billion in funded and traded loans. As Co-Founder and Managing Partner of Nvestor Funding, he leads capital strategy across fix-and-flip, ground-up construction, and DSCR financing, offering creative, no-hype solutions for serious investors.

A former Partner at LuxeBanc, one of the nation’s top non-QM originators, Steve has structured billions in mortgage-backed securities and spearheaded national production efforts. With degrees in Marketing, Finance, and Law, he combines legal and financial savvy to tackle complex deals and capital markets with uncommon precision.

A self-made investor who flipped his first house at 16, Steve is known for his straight talk, deep insight, and relentless drive. He shares unfiltered lessons through his podcast Game of Loans, helping investors cut through trends and build real wealth with clarity and conviction.